“Market failure” is defined as a situation where people acting independently and individually will not result in the greatest possible benefits for society, at least

Discounting for short-term benefits and costs (within say 20 years), or for purely commercial investments, is theoretically uncontroversial. Discounting for investments that pay off over

The old saying, “time is money” is a reminder not to waste your hours when you could be getting on with making profits. However, it